Several ways of student loans repayment to the money lender can be done by different kind of method. But for the biggest part of students somehow has been realized that they should repay the fund of loaned money from licensed money lender for education. Repayment can be a necessary inconvenience they will pay back over time. Unfortunately, for those students that fail to complete their education and acquire low paying jobs, the situation could become a living nightmare. The federal student loans are designed to give students a opportunity to repay their loans a number of ways. For example some government programs offer a loan forgiveness program. The student must apply for the program and fulfill the conditions of the program. Completion of the program will wipe out all or a portion of their student loans. The private loan lenders base their loans on the credit of the signer or primary person on the loan. The borrowers are obligated to pay for their loans just as they would a